About This Site

Every number on this site is traced back to the regulation that produces it — quoted, cited, and dated. Where a rule specifies a rounding method or a threshold, that detail is stated explicitly, because that is usually where published answers go wrong.

Who writes this

Ethan Chen — bio to be added.

How the rules are verified

Each rules page follows the same process:

Primary source first. Figures come from the Code of Federal Regulations, the U.S. Code, the Federal Register, or an official Department publication — never from another site's summary.
The regulation is quoted, not paraphrased. Where the exact wording carries the meaning — "as determined by the institution", "rounded to the nearest whole percentage point" — you see the sentence itself, with its citation.
Arithmetic is executed, not typed. Every worked example and comparison table is generated at build time by the same code, from the same rule data. Nothing is hand-entered, so a table cannot drift out of sync with the rule it illustrates.
Known-wrong answers are named. Where a specific incorrect figure is circulating — including in official university guidance — it is shown alongside the reason it is wrong, so you can recognise it.
Every page carries a verification date. These rules change. A page that has not been re-checked against its source since the last amendment says so.

What this site is not

It is not official, and it is not advice. This site is not affiliated with, endorsed by, or sponsored by the U.S. Department of Education, the U.S. Department of Veterans Affairs, or the U.S. Department of Homeland Security. Your school's financial aid office, your DSO, and the VA make the determinations that actually govern your money and your status.

The purpose here is narrower and, I think, more useful: to let you check their number against the regulation, rather than the other way round. If a figure on this site disagrees with what your school told you, the school is the authority — but you now have the citation to ask about it with.

Corrections

If something here is wrong, I want to know. Federal rules on credit hours changed substantially in July 2026 and material published before then is frequently out of date — this site included, if I miss an amendment.

Contact details to be added.